How do claims reflect on car insurance premiums?

Most people do not understand insurance companies. Which is why they are surprised with how things work with auto insurance companies and why car insurance companies do what they do. The reason is …

Collision cover, ways to keep your auto insurance affordable.

There is little doubt that having auto insurance is vital for all drivers. The question is what can you do to keep the price of your car insurance affordable. The average price …

Auto Liability insurance, is it worth it?

Deciding if auto insurance liability is worth it is difficult for some. Drivers may feel that if they are good, safe drivers paying hundreds of dollars every year to pay for accidents they will …

Why should you get higher deductibles on your car insurance?

We all want cheaper auto insurance? The price of insurance is so high in some places, especially for high risk group like young men and bad drivers that the yearly insurance …

Guide to settling your own car insurance claim.

If you have ever been involved in a car accident and 1 in 8 of us will this year, you will understand the stress and effort involved in dealing with a car accident. …

Guide to settling your own car insurance claim.
You have just been involved in a car accident where you feel you were not at fault. Your car has been seriously damaged and you are hurt. The last thing you need is …

Had an accident, follow this car insurance claim checklist.

Lists are wonderful things. I am a new convert to the altar of checklists and white board lists. I always thought they were just a waste of time for the anal retentive …

Car insurance, claiming for loss of wages.

Have you ever had a car accident? If you have been driving for some years it would be rather remarkable if you have never had some kind of accident. Whatever the case may be, …

Bad car insurance brokers, can you sue them?

Can you sue your auto insurance broker because you didn’t get a good deal? It might seem like a frivolous question and it might very well be one. However I believe that it …

The car insurance, the cost of being a bad driver.

Insurance companies, and this includes auto insurance companies, calculate the chances of a policy holder making a claim and costing the money. How they do that is embedded in the fascinating …